Pressure group rejects compensation culture claim

The Access to Justice Action Group (AJAG) have rejected the claims of the Association of British Insurers' (ABI) that there is a compensation culture that needs to be tackled with new legislation.

He accused ABI and the government of trying to bring in new legislation that would affect access to justice for up to 600,000 people each year. The ABI report, entitled 'Tackling the Compensation Culture: The Legal Aid, Sentencing and Punishment of Offenders Bill, called for action on fraudulent claims and aggressive claims management firms.

Responding to the claims of a compensation culture in the UK, co-ordinator of AJAG, Andrew Dismore, said that less than a quarter (23%) of road accident victims (23%) actually claim, and only half (52%) of victims of accidents at work claim either, even when they are aware that they were not to blame for the accident causing their injuries. He then moved to rebut the accusation that there were high levels of fraudulent claims against insurers, citing the Experian Fraud Index which suggests that only 12 in 10,000 claims are counted as fraud.

Mr Dismore also questioned the ABI's belief that a claimant doesn't need a solicitor, saying:

"Cases only go to court when the insurers deny liability or refuse to pay adequate compensation. The insurers have only themselves to blame for legal costs: if they accept liability and make early reasonable offers, then the costs are contained."

If you have suffered injuries as a result of an accident that wasn't your fault and want to receive legal advice, contact Wilson Nesbitt solicitors in Northern Ireland by email at [email protected] .

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